Major Rating Factors:
A current level of 0.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0). Excellent current capitalization (8.0 on a scale of 0 to 10) based on a net capital to total assets of 9.6 and a net worth ratio of 9.8.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.4 on a scale of 0 to 10). Good liquidity 6.0, driven by a liquidity ratio of 34.4 percent and a “hot money” ratio of 2.5 percent.
Asset Mix:
Home mtgs (24%), consumer loans (14%), other (62%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
12770 Gateway Drive, South
Tukwila, WA 98168
Tukwila, WA 98168
Phone Number
(800) 233-2328
NCUA Charter Number
Website
Largest Competitors
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