Major Rating Factors:
Fair overall results on stability tests (4.7 on a scale of 0 to 10). Weak profitability index (0.9) with 194.5 million in losses in the last two years. Good liquidity (5.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent capitalization (7.3) based on good current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2020.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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