Major Rating Factors:
Excellent current capitalization (7.5 on a scale of 0 to 10) based on a risk-based capital ratio of 14.8 and a capital leverage ratio of 9.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10).
Other Rating Factors:
A current level of 4.8 percent of nonperforming loans to core capital combined with 4.0 percent from a year earlier contributes to the Good asset quality (6.3). Fair liquidity 3.4, driven by a liquidity ratio of 23.7 percent and a “hot money” ratio of 5.6 percent.
Asset Mix:
Securities (24%), comm loans (22%), home mtgs (13%), cash (9%), comm re (5%), consumer loans (4%), home eq lns (2%), other (21%)
States with Branches:
AK, CO, CT, FL, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
KeyCorp
Investment Rating
Address
127 Public Square
Cleveland, OH 44114
Cleveland, OH 44114
Phone Number
(216) 689-3000
Year Founded
1849
FDIC Number
Website
Largest Affiliates
Wilmington, DE
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Bank
