Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.7 on a scale of 0 to 10). Excellent current capitalization (8.4 on a scale of 0 to 10) based on a risk-based capital ratio of 14.1 and a capital leverage ratio of 9.9.
Other Rating Factors:
A current level of 5.4 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Good asset quality (5.9). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.3 has resulted in Fair (4.7) profitability.
Asset Mix:
Securities (25%), comm loans (20%), home mtgs (11%), cash (7%), comm re (5%), consumer loans (3%), home eq lns (2%), other (27%)
States with Branches:
AK, CO, CT, FL, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
KeyCorp
Investment Rating
Address
127 Public Square
Cleveland, OH 44114
Cleveland, OH 44114
Phone Number
(216) 689-3000
Year Founded
1849
FDIC Number
Website
Largest Affiliates
Wilmington, DE
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Bank