Bank of Hope
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.6 has resulted in Weak (2.2) profitability. A current level of 4.7 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Good asset quality (5.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.3 and a capital leverage ratio of 11.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10).
Asset Mix:
Comm re (42%), comm loans (18%), securities (12%), home mtgs (6%), cash (4%), consumer loans (0%), other (17%)
States with Branches:
AL, CA, GA, IL, NJ, NY, TX, VA, WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hope Bancorp, Inc.
Investment Rating
Address
3200 Wilshire Boulevard
Los Angeles, CA 90010
Los Angeles, CA 90010
Phone Number
(213) 639-1700
Year Founded
1986
FDIC Number
Website
Largest Affiliates
No affiliate information available.
