Edison National Bank
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.7). Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.1 has resulted in Good (6.9) profitability.
Other Rating Factors:
Good current capitalization (6.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.7 and a capital leverage ratio of 8.0. Good liquidity 5.2, driven by a liquidity ratio of 59.1 percent and a “hot money” ratio of 3.0 percent.
Asset Mix:
Cash (46%), home mtgs (17%), securities (17%), comm re (9%), comm loans (3%), home eq lns (2%), consumer loans (2%), other (5%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Edison Bancshares, Inc.
Investment Rating
--
Address
13000 South Cleveland Avenue
Fort Myers, FL 33907
Fort Myers, FL 33907
Phone Number
(239) 466-1800
Year Founded
1997
FDIC Number
Largest Affiliates
No affiliate information available.
