U.S. Bank National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10). Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 15.6 and a capital leverage ratio of 9.4.
Other Rating Factors:
A current level of 5.6 percent of nonperforming loans to core capital combined with 5.6 percent from a year earlier contributes to the Fair asset quality (4.9). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Fair (4.9) profitability.
Asset Mix:
Securities (23%), home mtgs (18%), comm loans (13%), cash (9%), consumer loans (7%), comm re (4%), home eq lns (2%), other (24%)
States with Branches:
AR, AZ, CA, CO, IA, ID, IL, IN, KS, KY, MN, MO, MT, NC, ND, NE, NM, NV, OH, OR, SD, TN, TX, UT, WA, WI, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
U.S. Bancorp
Investment Rating
Address
425 Walnut Street
Cincinnati, OH 45202
Cincinnati, OH 45202
Phone Number
(513) 632-4234
Year Founded
FDIC Number
Website
Largest Affiliates
Portland, OR
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Bank
Wilmington, DE
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Bank
Sioux Falls, SD
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Bank