U.S. Bank National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10). Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 15.4 and a capital leverage ratio of 9.2.
Other Rating Factors:
A current level of 4.7 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Good asset quality (5.2). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.5) profitability.
Asset Mix:
Securities (22%), home mtgs (18%), comm loans (15%), cash (9%), consumer loans (9%), comm re (4%), home eq lns (2%), other (21%)
States with Branches:
AR, AZ, CA, CO, IA, ID, IL, IN, KS, KY, MN, MO, MT, NC, ND, NE, NM, NV, OH, OR, SD, TN, TX, UT, WA, WI, WY
Corporate Info
U.S. Bancorp
800 Nicollet Mall
Minneapolis, MN 55402
Minneapolis, MN 55402
(612) 659-2000
Largest Affiliates
Portland, OR
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Bank
Wilmington, DE
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Bank
Sioux Falls, SD
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Bank