Major Rating Factors:
A current level of 1.5 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Excellent asset quality (8.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Other Rating Factors:
Good liquidity 6.1, driven by a liquidity ratio of 51.8 percent and a “hot money” ratio of 12.6 percent. Fair current capitalization (4.0 on a scale of 0 to 10) based on a risk-based capital ratio of 12.8 and a capital leverage ratio of 6.6.
Asset Mix:
Cash (36%), securities (30%), home mtgs (3%), comm re (2%), comm loans (2%), consumer loans (0%), other (25%)
States with Branches:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, MA, MI, MN, MO, NV, NY, OH, PA, TX, WA, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Northern Trust Corporation
Investment Rating
Address
50 South LaSalle Street
Chicago, IL 60603
Chicago, IL 60603
Phone Number
(312) 630-6000
Year Founded
1889
FDIC Number
Website
Largest Affiliates
No affiliate information available.