Major Rating Factors:
Very Weak current capitalization (0.0 on a scale of 0 to 10) based on a net capital to total assets of 1.2 and a net worth ratio of 9.8.
Other Rating Factors:
A current level of 59.4 percent of nonperforming loans to core capital contributes to the Very Weak asset quality (0.3). Weak liquidity 2.2, driven by a liquidity ratio of 9.5 percent and a “hot money” ratio of 22.3 percent.
Asset Mix:
Home mtgs (46%), consumer loans (24%), other (31%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1441 Dorr Street
Toledo, OH 43607
Toledo, OH 43607
Phone Number
(419) 255-8876
NCUA Charter Number
Website
Largest Competitors
Toledo, OH
Toledo, OH
Toledo, OH
Toledo, OH
Toledo, OH