Major Rating Factors:
A current level of 33.9 percent of nonperforming loans to core capital combined with 12.0 percent from a year earlier contributes to the Weak asset quality (2.6).
Other Rating Factors:
Fair liquidity 3.3, driven by a liquidity ratio of 23.7 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Asset Mix:
Consumer loans (36%), home mtgs (33%), other (30%)
Largest Competitors
Toledo, OH
Toledo, OH
Toledo, OH
Toledo, OH
Toledo, OH