Security Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 8.8 percent of nonperforming loans to core capital combined with 6.3 percent from a year earlier contributes to the Good asset quality (5.7).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.5. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.3 has resulted in Good (6.5) profitability.
Asset Mix:
Comm re (36%), home mtgs (19%), comm loans (6%), cash (4%), home eq lns (4%), securities (2%), consumer loans (1%), other (27%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Security Bank Shares, Inc.
Investment Rating
--
Address
112 East Main Street
New Auburn, WI 54757
New Auburn, WI 54757
Phone Number
(715) 237-2658
Year Founded
1907
FDIC Number
Largest Affiliates
Iron River, WI
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Bank