Farmers & Merchants Bank of Hutsonville
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Good (6.3) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 18.6. A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9).
Asset Mix:
Home mtgs (29%), consumer loans (12%), cash (11%), securities (10%), comm re (9%), comm loans (6%), other (23%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hutsonville Banc Corp.
Investment Rating
--
Address
108 South Main Street
Hutsonville, IL 62433
Hutsonville, IL 62433
Phone Number
(618) 563-4710
Year Founded
1920
FDIC Number
Largest Affiliates
No affiliate information available.