Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.2. A current level of 0.8 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Excellent asset quality (9.6).
Other Rating Factors:
Good liquidity 5.3, driven by a liquidity ratio of 38.3 percent and a “hot money” ratio of 15.5 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.6 on a scale of 0 to 10).
Asset Mix:
Securities (57%), cash (13%), comm re (5%), home mtgs (5%), comm loans (4%), consumer loans (1%), other (15%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
326 North Avenue G
Crowley, LA 70526
Crowley, LA 70526
Phone Number
(337) 783-2201
Year Founded
1926
FDIC Number
Largest Affiliates
No affiliate information available.