Midwest BankCentre
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.0 and a capital leverage ratio of 11.1. A current level of 3.0 percent of nonperforming loans to core capital combined with 1.6 percent from a year earlier contributes to the Good asset quality (6.6).
Other Rating Factors:
Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (5.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Comm re (33%), comm loans (19%), home mtgs (11%), securities (11%), cash (3%), consumer loans (2%), home eq lns (1%), other (21%)
States with Branches:
IL, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Stupp Bros., Inc.
Investment Rating
--
Address
2191 Lemay Ferry Road
Saint Louis, MO 63125
Saint Louis, MO 63125
Phone Number
(314) 544-8599
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.