Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.7 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.3 has resulted in Good (6.2) profitability. A current level of 6.7 percent of nonperforming loans to core capital combined with 3.6 percent from a year earlier contributes to the Good asset quality (5.6).
Asset Mix:
Home mtgs (15%), securities (12%), comm re (10%), comm loans (5%), cash (2%), consumer loans (1%), other (54%)
States with Branches:
IA, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bethany Bankshares, Inc.
Investment Rating
--
Address
3606 Miller Street
Bethany, MO 64424
Bethany, MO 64424
Phone Number
(660) 425-7285
Year Founded
1919
FDIC Number
Website
Largest Affiliates
No affiliate information available.