Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Good (6.0) profitability.
Other Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a risk-based capital ratio of 12.8 and a capital leverage ratio of 10.3. A current level of 0.9 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (8.2).
Asset Mix:
Comm re (34%), comm loans (13%), home mtgs (10%), securities (4%), cash (2%), home eq lns (2%), consumer loans (1%), other (34%)
States with Branches:
NE, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Tri Valley Bancshares, Inc.
Investment Rating
--
Address
600 South Fourth Street
Eagle, NE 68347
Eagle, NE 68347
Phone Number
(402) 781-2315
Year Founded
1884
FDIC Number
Website
Largest Affiliates
No affiliate information available.