Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.4. A current level of 0.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.5).
Asset Mix:
Cash (58%), comm re (12%), comm loans (6%), home mtgs (3%), securities (3%), consumer loans (2%), other (16%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Abilene Holdco, Inc.
Investment Rating
--
Address
2118 South Treadaway Boulevard
Abilene, TX 79602
Abilene, TX 79602
Phone Number
(325) 677-3000
Year Founded
1903
FDIC Number
Website
Largest Affiliates
No affiliate information available.