Peoples State Bank of Hallettsville
Major Rating Factors:
A current level of 0.7 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (9.5). Excellent current capitalization (8.7 on a scale of 0 to 10) and a capital leverage ratio of 10.1.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.0 has resulted in Fair (4.0) profitability.
Asset Mix:
Securities (35%), cash (23%), home mtgs (18%), home eq lns (2%), comm re (2%), consumer loans (1%), comm loans (1%), other (19%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bozka Investments, Ltd.
Investment Rating
--
Address
116 East Third Street
Hallettsville, TX 77964
Hallettsville, TX 77964
Phone Number
(361) 798-3237
Year Founded
1929
FDIC Number
Website
Largest Affiliates
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