Peoples State Bank of Hallettsville
Major Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (9.6). Excellent current capitalization (9.2 on a scale of 0 to 10) and a capital leverage ratio of 10.4.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10). Fair liquidity 4.1, driven by a liquidity ratio of 37.4 percent and a “hot money” ratio of 38.5 percent.
Asset Mix:
Securities (35%), cash (24%), home mtgs (17%), comm re (2%), consumer loans (1%), home eq lns (1%), comm loans (1%), other (19%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bozka Investments, Ltd.
Investment Rating
--
Address
116 East Third Street
Hallettsville, TX 77964
Hallettsville, TX 77964
Phone Number
(361) 798-3237
Year Founded
1929
FDIC Number
Website
Largest Affiliates
No affiliate information available.