Citizens Bank of Chatsworth
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.9 and a capital leverage ratio of 13.7. A current level of 0.9 percent of nonperforming loans to core capital combined with 7.9 percent from a year earlier contributes to the Excellent asset quality (7.8).
Asset Mix:
Securities (35%), comm re (32%), cash (10%), comm loans (7%), consumer loans (1%), home mtgs (0%), other (16%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CBC Financial, Inc.
Investment Rating
--
Address
502 East Locust Street
Chatsworth, IL 60921
Chatsworth, IL 60921
Phone Number
(309) 452-3360
Year Founded
1903
FDIC Number
Website
Largest Affiliates
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