Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.7. A current level of 0.0 percent of nonperforming loans to core capital combined with 2.0 percent from a year earlier contributes to the Excellent asset quality (9.3).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.1 on a scale of 0 to 10). Good liquidity 5.3, driven by a liquidity ratio of 56.5 percent and a “hot money” ratio of 10.7 percent.
Asset Mix:
Securities (43%), cash (9%), home mtgs (6%), comm re (3%), comm loans (2%), consumer loans (2%), other (36%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Anderson Bancorp, Inc.
Investment Rating
--
Address
111 West Highway Street
Oneida, IL 61467
Oneida, IL 61467
Phone Number
(309) 483-8011
Year Founded
1876
FDIC Number
Website
Largest Affiliates
No affiliate information available.