Peapack Private Bank & Trust
Major Rating Factors:
A current level of 13.5 percent of nonperforming loans to core capital combined with 16.7 percent from a year earlier contributes to the Fair asset quality (4.0). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.8 has resulted in Fair (3.8) profitability.
Other Rating Factors:
Excellent current capitalization (7.0 on a scale of 0 to 10) based on a risk-based capital ratio of 11.8 and a capital leverage ratio of 9.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10).
Asset Mix:
Comm loans (24%), comm re (20%), securities (10%), home mtgs (8%), cash (3%), consumer loans (3%), home eq lns (1%), other (31%)
States with Branches:
NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peapack-Gladstone Financial Corporation
Investment Rating
Address
500 Hills Drive
Bedminster, NJ 07921
Bedminster, NJ 07921
Phone Number
(908) 234-0700
Year Founded
1921
FDIC Number
Website
Largest Affiliates
No affiliate information available.