First State Bank of Brownsboro
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.2. A current level of 1.9 percent of nonperforming loans to core capital combined with 2.2 percent from a year earlier contributes to the Excellent asset quality (8.7).
Other Rating Factors:
Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 1.0 has resulted in Fair (4.1) profitability. Fair liquidity 3.5, driven by a liquidity ratio of 20.2 percent and a “hot money” ratio of 20.1 percent.
Asset Mix:
Securities (43%), home mtgs (20%), comm loans (8%), consumer loans (6%), comm re (5%), cash (4%), other (14%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Brownsboro Bancshares, Inc.
Investment Rating
--
Address
14225 State Highway 31, East
Brownsboro, TX 75756
Brownsboro, TX 75756
Phone Number
(903) 852-6911
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.