Longview Community Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.6) profitability. A current level of 19.8 percent of nonperforming loans to core capital combined with 5.7 percent from a year earlier contributes to the Weak asset quality (1.1).
Other Rating Factors:
Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 12.8 and a capital leverage ratio of 8.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Asset Mix:
Home mtgs (20%), securities (14%), comm re (7%), cash (6%), comm loans (4%), consumer loans (3%), home eq lns (1%), other (46%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Longview Capital Corporation
Investment Rating
--
Address
130 South Washington Street
Mount Pulaski, IL 62548
Mount Pulaski, IL 62548
Phone Number
(217) 792-5211
Year Founded
1872
FDIC Number
Website
Largest Affiliates
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