Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (8.9). Excellent current capitalization (8.1 on a scale of 0 to 10) based on a risk-based capital ratio of 21.1 and a capital leverage ratio of 9.8.
Other Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.4 has resulted in Excellent (7.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10).
Asset Mix:
Securities (42%), home mtgs (10%), cash (7%), comm loans (4%), comm re (4%), consumer loans (3%), home eq lns (1%), other (29%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Prairieland Bancorp, Inc.
Investment Rating
--
Address
484 East Main Street
Bushnell, IL 61422
Bushnell, IL 61422
Phone Number
(309) 772-2171
Year Founded
1914
FDIC Number
Website
Largest Affiliates
No affiliate information available.