Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Fair (3.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.4 on a scale of 0 to 10) and a capital leverage ratio of 9.9. A current level of 4.0 percent of nonperforming loans to core capital combined with 8.9 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Home mtgs (56%), cash (12%), comm re (6%), securities (5%), consumer loans (3%), comm loans (2%), other (16%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Banc 60, Inc.
Investment Rating
--
Address
110 East Commercial Street
Mansfield, MO 65704
Mansfield, MO 65704
Phone Number
(417) 924-3211
Year Founded
1892
FDIC Number
Website
Largest Affiliates
No affiliate information available.