Lee Bank and Trust Company
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 27.4 and a capital leverage ratio of 14.1. Operating profits as a percentage of assets at 4.3%, coupled with a return on assets of 3.4 has resulted in Excellent (7.5) profitability.
Other Rating Factors:
A current level of 4.5 percent of nonperforming loans to core capital combined with 3.7 percent from a year earlier contributes to the Good asset quality (6.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Securities (43%), comm loans (18%), home mtgs (11%), consumer loans (8%), cash (6%), comm re (5%), other (9%)
States with Branches:
VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lee Bankshares, Inc.
Investment Rating
--
Address
41371 West Morgan Avenue
Pennington Gap, VA 24277
Pennington Gap, VA 24277
Phone Number
(276) 546-2211
Year Founded
1932
FDIC Number
Website
Largest Affiliates
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