Major Rating Factors:
A current level of 1.0 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Excellent asset quality (8.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.6 on a scale of 0 to 10) and a capital leverage ratio of 10.4. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.3 has resulted in Good (6.1) profitability.
Asset Mix:
Securities (34%), comm re (18%), cash (11%), home mtgs (5%), home eq lns (4%), comm loans (4%), consumer loans (1%), other (23%)
States with Branches:
ID, UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
D.L. Evans Bancorp
Investment Rating
--
Address
375 North Overland Avenue
Burley, ID 83318
Burley, ID 83318
Phone Number
(208) 678-8615
Year Founded
1904
FDIC Number
Website
Largest Affiliates
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