Major Rating Factors:
A current level of 0.6 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Excellent asset quality (8.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) and a capital leverage ratio of 10.0. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.0 has resulted in Fair (4.9) profitability.
Asset Mix:
Securities (36%), comm re (18%), cash (10%), home mtgs (5%), comm loans (4%), home eq lns (3%), consumer loans (1%), other (23%)
States with Branches:
ID, UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
D.L. Evans Bancorp
Investment Rating
--
Address
375 North Overland Avenue
Burley, ID 83318
Burley, ID 83318
Phone Number
(208) 678-8615
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.