Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.8 and a capital leverage ratio of 12.3. Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.6 has resulted in Excellent (7.8) profitability.
Other Rating Factors:
A current level of 4.6 percent of nonperforming loans to core capital combined with 4.5 percent from a year earlier contributes to the Good asset quality (7.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Securities (24%), comm re (13%), home mtgs (10%), cash (10%), comm loans (9%), consumer loans (3%), other (31%)
States with Branches:
SD, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sundance Bankshares, Inc.
Investment Rating
--
Address
123 North Second Street
Sundance, WY 82729
Sundance, WY 82729
Phone Number
(307) 283-1074
Year Founded
1895
FDIC Number
Website
Largest Affiliates
No affiliate information available.