Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 4.6 percent from a year earlier contributes to the Excellent asset quality (8.0). Excellent current capitalization (7.5 on a scale of 0 to 10) and a capital leverage ratio of 9.3.
Other Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (4.9) profitability. Weak liquidity 3.0, driven by a liquidity ratio of 21.3 percent and a “hot money” ratio of 27.6 percent.
Asset Mix:
Securities (28%), home mtgs (19%), comm loans (7%), comm re (6%), cash (3%), consumer loans (3%), other (33%)
States with Branches:
KS, OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Beaver Bancorp, Inc.
Investment Rating
--
Address
130 South Douglas Avenue
Beaver, OK 73932
Beaver, OK 73932
Phone Number
(580) 625-4511
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.