Major Rating Factors:
A current level of 0.6 percent of nonperforming loans to core capital combined with 3.7 percent from a year earlier contributes to the Excellent asset quality (8.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 14.3 and a capital leverage ratio of 9.5. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Fair (4.8) profitability.
Asset Mix:
Comm re (26%), home mtgs (21%), securities (16%), comm loans (8%), cash (7%), home eq lns (3%), consumer loans (2%), other (16%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Fidelity D & D Bancorp, Inc.
Investment Rating
Address
507 Linden Street
Scranton, PA 18503
Scranton, PA 18503
Phone Number
(570) 342-8281
Year Founded
1903
FDIC Number
Website
Largest Affiliates
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