Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.2. A current level of 0.8 percent of nonperforming loans to core capital combined with 2.3 percent from a year earlier contributes to the Excellent asset quality (8.8).
Other Rating Factors:
Fair liquidity 4.1, driven by a liquidity ratio of 23.4 percent and a “hot money” ratio of 18.1 percent. Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 1.0 has resulted in Fair (3.8) profitability.
Asset Mix:
Securities (56%), cash (7%), consumer loans (5%), comm re (5%), comm loans (4%), home mtgs (3%), other (20%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
102 West Main Street
Anadarko, OK 73005
Anadarko, OK 73005
Phone Number
(405) 247-2471
Year Founded
1909
FDIC Number
Website
Largest Affiliates
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