Regions Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10). Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 12.7 and a capital leverage ratio of 9.4.
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.5 has resulted in Excellent (7.6) profitability. A current level of 7.8 percent of nonperforming loans to core capital combined with 5.0 percent from a year earlier contributes to the Fair asset quality (4.6).
Asset Mix:
Comm loans (21%), securities (19%), home mtgs (15%), comm re (6%), consumer loans (5%), cash (5%), home eq lns (2%), other (27%)
States with Branches:
AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, TX, UT
Corporate Info
Regions Financial Corporation
1900 Fifth Avenue North
Birmingham, AL 35203
Birmingham, AL 35203
(205) 326-5151
1928
Largest Affiliates
No affiliate information available.