Major Rating Factors:
A current level of 0.5 percent of nonperforming loans to core capital combined with 5.3 percent from a year earlier contributes to the Excellent asset quality (8.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) based on a risk-based capital ratio of 28.5 and a capital leverage ratio of 9.6. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Fair (5.0) profitability.
Asset Mix:
Securities (50%), cash (20%), comm loans (10%), home mtgs (5%), comm re (3%), consumer loans (3%), other (8%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Converse County Capital Corporation
Investment Rating
--
Address
322 East Walnut Street
Douglas, WY 82633
Douglas, WY 82633
Phone Number
(307) 358-5300
Year Founded
1918
FDIC Number
Largest Affiliates
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