Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10). A current level of 4.4 percent of nonperforming loans to core capital combined with 4.7 percent from a year earlier contributes to the Good asset quality (6.8).
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 28.8 and a capital leverage ratio of 9.8. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (5.5) profitability.
Asset Mix:
Securities (49%), cash (19%), comm loans (10%), home mtgs (5%), comm re (4%), consumer loans (3%), other (10%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Converse County Capital Corporation
Investment Rating
--
Address
322 East Walnut Street
Douglas, WY 82633
Douglas, WY 82633
Phone Number
(307) 358-5300
Year Founded
1918
FDIC Number
Largest Affiliates
No affiliate information available.