Bank of Washington
Major Rating Factors:
A current level of 15.7 percent of nonperforming loans to core capital combined with 13.3 percent from a year earlier contributes to the Weak asset quality (2.2). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (5.7) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Asset Mix:
Comm re (34%), comm loans (31%), home mtgs (7%), cash (6%), home eq lns (2%), securities (2%), consumer loans (0%), other (18%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Diamond Bancorp, Inc
Investment Rating
--
Address
200 West Main Street
Washington, MO 63090
Washington, MO 63090
Phone Number
(636) 239-7831
Year Founded
1877
FDIC Number
Website
Largest Affiliates
No affiliate information available.