Major Rating Factors:
A current level of 17.7 percent of nonperforming loans to core capital combined with 3.1 percent from a year earlier contributes to the Good asset quality (5.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Asset Mix:
Home mtgs (52%), securities (20%), comm re (12%), home eq lns (4%), cash (3%), comm loans (2%), consumer loans (0%), other (7%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peoples Bancshares Corp
Investment Rating
--
Address
132 South Third Street
Boonville, IN 47601
Boonville, IN 47601
Phone Number
(812) 897-0230
Year Founded
1895
FDIC Number
Website
Largest Affiliates
No affiliate information available.