Major Rating Factors:
A current level of 12.4 percent of nonperforming loans to core capital combined with 4.1 percent from a year earlier contributes to the Fair asset quality (4.5). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Fair (3.9) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Asset Mix:
Cash (37%), comm loans (7%), comm re (2%), consumer loans (1%), home mtgs (1%), other (52%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
301 Prairie Avenue
Bristow, NE 68719
Bristow, NE 68719
Phone Number
(402) 583-0044
Year Founded
1924
FDIC Number
Largest Affiliates
No affiliate information available.