Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.6. A current level of 3.4 percent of nonperforming loans to core capital combined with 2.9 percent from a year earlier contributes to the Excellent asset quality (8.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10). Good liquidity 5.0, driven by a liquidity ratio of 59.9 percent and a “hot money” ratio of 14.3 percent.
Asset Mix:
Securities (46%), home mtgs (18%), comm loans (5%), comm re (4%), cash (3%), consumer loans (2%), other (23%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Fayette Bancorporation
Investment Rating
--
Address
310 West Main Street
Maynard, IA 50655
Maynard, IA 50655
Phone Number
(563) 637-2289
Year Founded
1895
FDIC Number
Largest Affiliates
No affiliate information available.