The Bank of Commerce
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 4.6 percent from a year earlier contributes to the Excellent asset quality (8.4). Excellent current capitalization (8.0 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.2) profitability.
Asset Mix:
Securities (27%), home mtgs (9%), comm loans (9%), comm re (8%), cash (6%), consumer loans (2%), other (38%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Commerce Bancshares, Inc.
Investment Rating
--
Address
32460 Bowie Street
White Castle, LA 70788
White Castle, LA 70788
Phone Number
(225) 545-3656
Year Founded
1927
FDIC Number
Website
Largest Affiliates
No affiliate information available.