Sandhills State Bank
Major Rating Factors:
A current level of 1.1 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Good asset quality (6.6). Good current capitalization (6.1 on a scale of 0 to 10) based on a risk-based capital ratio of 11.8 and a capital leverage ratio of 8.1.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (5.6) profitability.
Asset Mix:
Securities (16%), comm loans (13%), cash (11%), comm re (5%), home mtgs (2%), consumer loans (1%), other (52%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sandhills Financial Services, LLC
Investment Rating
--
Address
203 S Dewey Street
North Platte, NE 69101
North Platte, NE 69101
Phone Number
(308) 534-0101
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.