D
Transact Bank, National Association
DenverCO
Rating Date
October 2025
Risk Based
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Other Rating Factors: Fair liquidity 3.7, driven by a liquidity ratio of 17.8 percent and a “hot money” ratio of 30.5 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.3).
Asset Mix: Comm re (38%), cash (13%), securities (7%), other (42%)
States with Branches: CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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Profitability
Operating Profit to Average Assets
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5-Year ROAA (Return on Average Assets)
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Hot Money
Corporate Info
Group Affiliation
Investment Rating
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Address
700 17th Street
Denver, CO 80202
Phone Number
(720) 214-0770
Year Founded
1905
FDIC Number
Largest Affiliates
No affiliate information available.