Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.6) profitability. A current level of 10.4 percent of nonperforming loans to core capital combined with 11.8 percent from a year earlier contributes to the Good asset quality (5.2).
Other Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) and a capital leverage ratio of 10.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Asset Mix:
Home mtgs (20%), securities (19%), comm loans (11%), comm re (6%), consumer loans (3%), cash (1%), home eq lns (1%), other (39%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Glaass Financial, LLC
Investment Rating
--
Address
139 South Exeter Avenue
Exeter, NE 68351
Exeter, NE 68351
Phone Number
(402) 266-5931
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.