Bank Iowa
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10). Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 8.9.
Other Rating Factors:
A current level of 10.6 percent of nonperforming loans to core capital combined with 3.8 percent from a year earlier contributes to the Good asset quality (5.5). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.6) profitability.
Asset Mix:
Comm re (21%), securities (18%), home mtgs (8%), comm loans (7%), cash (2%), home eq lns (2%), consumer loans (1%), other (42%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bank Iowa Corporation
Investment Rating
--
Address
1225 Jordan Creek Parkway
West Des Moines, IA 50266
West Des Moines, IA 50266
Phone Number
(515) 273-2900
Year Founded
1923
FDIC Number
Website
Largest Affiliates
No affiliate information available.