B
Bank of Prairie Du Sac
Rating Date
November 2023
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Loading...
Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 21.9 and a capital leverage ratio of 15.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors: A current level of 0.4 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (8.7). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.4 has resulted in Good (6.5) profitability.
Asset Mix: Securities (33%), comm re (26%), comm loans (9%), home mtgs (8%), cash (2%), home eq lns (1%), consumer loans (0%), other (20%)
States with Branches: WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Ploetz Investments Limited Partnership
Investment Rating
--
Address
555 Park Avenue
Prairie Du Sac, WI 53578
Phone Number
(608) 643-3393
Year Founded
1916
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings