A
Bank of Prairie Du Sac
Prairie Du Sac, WI
Data as of
June 30, 2021
Risk Based
Capital Ratio
22.41
Leverage
Ratio
13.03
Return On
Assets
1.61%
Total
Assets
594.06M
Capital
81.68M
Total
Deposits
505.25M
Net
Income
4.73M
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.4 and a capital leverage ratio of 13.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors: A current level of 0.5 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (8.9). Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.6 has resulted in Excellent (8.8) profitability.
Asset Mix: Securities (37%), comm re (17%), cash (11%), comm loans (10%), home mtgs (7%), home eq lns (1%), consumer loans (0%), other (17%)
States with Branches: WI
Asset Quality
Non-Performing Loans to Capital
0.51%
Non-Performing Assets to Assets
0.07%
Non-Performing Loans to Loans
0.14%
Loan Loss Reserves to Loans
1.96%
Charge-Offs to Average Loans
0.00%
5-Year Charge-Offs to Average Loans
0.02%
5-Year Asset Growth
8.88%
1-Year Asset Growth
11.80%
Profitability
Operating Profit to Average Assets
2.08%
Return on Equity
11.75%
Net Interest Spread
2.91%
5-Year ROAA (Return on Average Assets)
1.69%
Overhead Efficiency Ratio
38.85%
Liquidity
Liquidity Ratio
54.30%
Hot Money
5.10%
Corporate Info
Group Affiliation
Ploetz Investments Limited Partnership
Investment Rating
--
Address
555 Park Avenue
Prairie Du Sac, WI 53578
Phone Number
(608) 643-3393
Year Founded
1916
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings