Bank of Prairie Du Sac
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.4 and a capital leverage ratio of 15.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (8.8). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.4 has resulted in Good (6.5) profitability.
Asset Mix:
Securities (29%), comm re (23%), cash (12%), comm loans (9%), home mtgs (8%), home eq lns (1%), consumer loans (0%), other (19%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Ploetz Investments Limited Partnership
Investment Rating
--
Address
555 Park Avenue
Prairie Du Sac, WI 53578
Prairie Du Sac, WI 53578
Phone Number
(608) 643-3393
Year Founded
1916
FDIC Number
Website
Largest Affiliates
No affiliate information available.