Bank of New Madrid
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.4. A current level of 1.2 percent of nonperforming loans to core capital combined with 19.4 percent from a year earlier contributes to the Excellent asset quality (9.1).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Good (6.4) profitability.
Asset Mix:
Securities (35%), home mtgs (20%), cash (16%), comm re (4%), comm loans (3%), consumer loans (2%), home eq lns (1%), other (20%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Dixie Bancshares Corp.
Investment Rating
--
Address
229 Main Street
New Madrid, MO 63869
New Madrid, MO 63869
Phone Number
(573) 748-5551
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.