Major Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 13.5 and a capital leverage ratio of 9.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (4.9) profitability. A current level of 8.7 percent of nonperforming loans to core capital combined with 7.5 percent from a year earlier contributes to the Fair asset quality (3.8).
Asset Mix:
Securities (23%), comm re (11%), home mtgs (10%), cash (6%), consumer loans (3%), comm loans (3%), other (44%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Newell Bancshares, Inc.
Investment Rating
--
Address
119 South Fulton Street
Newell, IA 50568
Newell, IA 50568
Phone Number
(712) 272-3321
Year Founded
1912
FDIC Number
Website
Largest Affiliates
No affiliate information available.