Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.5 has resulted in Good (5.9) profitability.
Other Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (8.0). Excellent current capitalization (7.4 on a scale of 0 to 10) and a capital leverage ratio of 9.2.
Asset Mix:
Comm re (17%), securities (14%), comm loans (10%), home mtgs (9%), cash (3%), home eq lns (2%), consumer loans (1%), other (44%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Colbank Bancorp
Investment Rating
--
Address
2501 13th Street
Columbus, NE 68601
Columbus, NE 68601
Phone Number
(402) 564-1234
Year Founded
1935
FDIC Number
Website
Largest Affiliates
No affiliate information available.