Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.3 has resulted in Good (5.3) profitability.
Other Rating Factors:
A current level of 2.2 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (7.9). Excellent current capitalization (7.5 on a scale of 0 to 10) based on a risk-based capital ratio of 11.1 and a capital leverage ratio of 9.4.
Asset Mix:
Comm re (22%), home mtgs (19%), comm loans (12%), securities (6%), home eq lns (4%), cash (1%), consumer loans (1%), other (36%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Frontier Management, LLC
Investment Rating
--
Address
13333 California Street
Omaha, NE 68154
Omaha, NE 68154
Phone Number
(402) 330-4711
Year Founded
1937
FDIC Number
Website
Largest Affiliates
No affiliate information available.