Hoosier Heartland State Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.2) profitability.
Other Rating Factors:
A current level of 1.8 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Excellent asset quality (7.2). Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 11.6 and a capital leverage ratio of 8.3.
Asset Mix:
Securities (20%), comm re (13%), home mtgs (11%), home eq lns (5%), comm loans (4%), consumer loans (4%), cash (1%), other (42%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hoosier Heartland State Bancorp
Investment Rating
--
Address
1661 South US Highway 231
Crawfordsville, IN 47933
Crawfordsville, IN 47933
Phone Number
(765) 364-0784
Year Founded
1899
FDIC Number
Website
Largest Affiliates
No affiliate information available.