Greenfield Banking Company
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.5. Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 1.8 has resulted in Excellent (9.4) profitability.
Other Rating Factors:
A current level of 3.3 percent of nonperforming loans to core capital combined with 6.4 percent from a year earlier contributes to the Excellent asset quality (7.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Comm re (31%), securities (17%), home mtgs (16%), cash (12%), comm loans (4%), home eq lns (2%), consumer loans (1%), other (18%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greenfield Bancshares, Inc.
Investment Rating
--
Address
1920 North State Street
Greenfield, IN 46140
Greenfield, IN 46140
Phone Number
(317) 462-1431
Year Founded
1871
FDIC Number
Website
Largest Affiliates
No affiliate information available.