Major Rating Factors:
A current level of 0.7 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Excellent asset quality (8.3). Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 12.6 and a capital leverage ratio of 8.3.
Other Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.3 has resulted in Good (6.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Asset Mix:
Securities (37%), home mtgs (17%), cash (14%), comm loans (8%), comm re (7%), consumer loans (4%), home eq lns (1%), other (12%)
States with Branches:
KY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Casey County Bancorp, Inc.
Investment Rating
--
Address
176 North Wallace Wilkinson Boulevard
Liberty, KY 42539
Liberty, KY 42539
Phone Number
(606) 787-8394
Year Founded
1939
FDIC Number
Website
Largest Affiliates
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