Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 1.6 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Good asset quality (6.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.6 and a capital leverage ratio of 14.0. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.7 has resulted in Excellent (8.3) profitability.
Asset Mix:
Securities (16%), comm loans (9%), comm re (6%), cash (5%), home mtgs (4%), consumer loans (1%), home eq lns (1%), other (58%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
York Holdings, Inc.
Investment Rating
--
Address
700 North Lincoln Avenue
York, NE 68467
York, NE 68467
Phone Number
(402) 362-4411
Year Founded
1943
FDIC Number
Website
Largest Affiliates
No affiliate information available.