Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.7. A current level of 1.9 percent of nonperforming loans to core capital combined with 2.3 percent from a year earlier contributes to the Excellent asset quality (9.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10). Good liquidity 5.9, driven by a liquidity ratio of 73.8 percent and a “hot money” ratio of 14.8 percent.
Asset Mix:
Securities (59%), home mtgs (12%), comm re (9%), cash (9%), comm loans (3%), consumer loans (1%), home eq lns (1%), other (6%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Wyoming Bancshares, Inc.
Investment Rating
--
Address
26741 Felton Avenue
Wyoming, MN 55092
Wyoming, MN 55092
Phone Number
(651) 462-7611
Year Founded
1914
FDIC Number
Website
Largest Affiliates
No affiliate information available.